<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="static/style.xsl"?><OAI-PMH xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/ http://www.openarchives.org/OAI/2.0/OAI-PMH.xsd"><responseDate>2026-09-14T13:00:09Z</responseDate><request verb="GetRecord" identifier="oai:gredos.usal.es:10366/157244" metadataPrefix="dim">https://gredos.usal.es/oai/request</request><GetRecord><record><header><identifier>oai:gredos.usal.es:10366/157244</identifier><datestamp>2024-10-07T08:11:47Z</datestamp><setSpec>com_10366_154140</setSpec><setSpec>com_10366_3824</setSpec><setSpec>com_10366_3823</setSpec><setSpec>col_10366_154141</setSpec></header><metadata><dim:dim xmlns:dim="http://www.dspace.org/xmlns/dspace/dim" xmlns:doc="http://www.lyncode.com/xoai" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.dspace.org/xmlns/dspace/dim http://www.dspace.org/schema/dim.xsd">
<dim:field mdschema="dc" element="contributor" qualifier="author" authority="2765" confidence="600" orcid_id="">Andrés Llamas, Miguel Ángel</dim:field>
<dim:field mdschema="dc" element="date" qualifier="accessioned">2024-04-10T08:15:11Z</dim:field>
<dim:field mdschema="dc" element="date" qualifier="available">2024-04-10T08:15:11Z</dim:field>
<dim:field mdschema="dc" element="date" qualifier="issued">2014</dim:field>
<dim:field mdschema="dc" element="identifier" qualifier="citation" lang="es_ES">Llamas, M. Á. A. (2014). El método 365/360 de cálculo de intereses en contratos de préstamo con consumidores: una propuesta de control judicial de abusividad. Revista CESCO de Derecho de Consumo, (11), 191-200.</dim:field>
<dim:field mdschema="dc" element="identifier" qualifier="issn">2254-2582</dim:field>
<dim:field mdschema="dc" element="identifier" qualifier="uri">http://hdl.handle.net/10366/157244</dim:field>
<dim:field mdschema="dc" element="description" qualifier="abstract" lang="es_ES">[ES] En este artículo se realiza un análisis jurídico del método 365/360 de cálculo de intereses en los contratos de préstamo con consumidores. El autor explica cómo este método perjudica a los consumidores y diseña una propuesta de control judicial de abusividad. [EN] This article provides a legal analysis of the 365/360 method of calculating interest in consumer lending. The author explains how this method causes harm to consumers and designs a proposal for judicial review of unfair contract terms.</dim:field>
<dim:field mdschema="dc" element="language" qualifier="iso" lang="es_ES">spa</dim:field>
<dim:field mdschema="dc" element="publisher" lang="es_ES">Universidad de Castilla La Mancha</dim:field>
<dim:field mdschema="dc" element="rights" lang="*">Attribution-NonCommercial-NoDerivatives 4.0 Internacional</dim:field>
<dim:field mdschema="dc" element="rights" qualifier="uri" lang="*">http://creativecommons.org/licenses/by-nc-nd/4.0/</dim:field>
<dim:field mdschema="dc" element="rights" qualifier="accessRights" lang="es_ES">info:eu-repo/semantics/openAccess</dim:field>
<dim:field mdschema="dc" element="subject" lang="es_ES">Préstamos con consumidores</dim:field>
<dim:field mdschema="dc" element="subject" lang="es_ES">Intereses</dim:field>
<dim:field mdschema="dc" element="subject" lang="es_ES">Cláusulas abusivas</dim:field>
<dim:field mdschema="dc" element="subject" lang="es_ES">Método 365/360</dim:field>
<dim:field mdschema="dc" element="subject" lang="es_ES">Consumer lending</dim:field>
<dim:field mdschema="dc" element="subject" lang="es_ES">Interests</dim:field>
<dim:field mdschema="dc" element="subject" lang="es_ES">Unfair contract terms</dim:field>
<dim:field mdschema="dc" element="subject" lang="es_ES">365/360 method</dim:field>
<dim:field mdschema="dc" element="subject" qualifier="unesco" lang="es_ES">5304.06 Dinero y Operaciones Bancarias</dim:field>
<dim:field mdschema="dc" element="title" lang="es_ES">El método 365/360 de cálculo de intereses en contratos de préstamo con consumidores: una propuesta de control judicial de abusividad</dim:field>
<dim:field mdschema="dc" element="title" qualifier="alternative" lang="es_ES">The 365/360 method of calculating interest in consumer lending contracts: a proposal for judicial control of unfair contract terms</dim:field>
<dim:field mdschema="dc" element="type" lang="es_ES">info:eu-repo/semantics/article</dim:field>
<dim:field mdschema="dc" element="type" qualifier="hasVersion" lang="es_ES">info:eu-repo/semantics/publishedVersion</dim:field>
<dim:field mdschema="dc" element="relation" qualifier="publishversion" lang="es_ES">https://revista.uclm.es/index.php/cesco/article/view/575/487</dim:field>
<dim:field mdschema="dc" element="journal" qualifier="title" lang="es_ES">Revista CESCO de Derecho de Consumo</dim:field>
<dim:field mdschema="dc" element="issue" qualifier="number" lang="es_ES">11</dim:field>
<dim:field mdschema="dc" element="page" qualifier="initial" lang="es_ES">191</dim:field>
<dim:field mdschema="dc" element="page" qualifier="final" lang="es_ES">200</dim:field>
</dim:dim></metadata></record></GetRecord></OAI-PMH>